My Review on The Jan Lokpal Bill, 2011

Hello Readers,

This is regarding The Jan Lokpal Bill, 2011 (Anna’s Version). I read the bill & almost understood it to good extent. Team Anna has drafted the bill excellently. It’s really a commendable job & it covers almost everything that has a scope of being affected by Corruption.

However, there are a few impractical points which I’m discussing here below. Please note that I did not have any pre-conceded thoughts to write against The Lokpal. These are my thoughts and may contradict with yours. I would still support for The Jan Lokpal Bill with solutions to these below discussions.

Team Anna wants PM ManMohan Singh in the lokpal committee.. I mean they want a corrupted person to be in the lokpal committee..? Why? Even if he is included in the bench, he will do what Sonia madam will ask him to do. There will be difference of opinion in every case they take up to solve. Sonia madam concedes him food, so he will surely act as per Sonia’s wish.

Team Anna wants to frame a committee which includes people who have clean track records. They have included the people who in past where the Judges or Advocates of High Court or Supreme Court. These people are usually living a high class life. They don’t even understand that the grassroots of corruption are we the People of India. They live a high standard of living, their life is like celebrities. How will they understand the problems of a man who has been a victim of corruption? I mean, leading a celebrity life has lot of difference as compared to a normal life.

Let's Learn Mumbaiya Hindi !! :-)

Hello People… :-)

I’m back with my weekend blogging. This is a bit of EDUCATIONAL write-up. =) After reading this blog, you will be able to understand the unique typical Mumbaiya Hindi. =)) It’s a must learn for you if you’re planning to visit Bombay/Mumbai.

Learning & understanding this language/dialect will help you a lot while travelling in Local Trains, walking on Mumbai streets, conversing in Buses & for that matter, it will even help you when you are fighting with anyone in Mumbai =)) This Hindi is spoken around in the whole city of Mumbai & learning or at least understanding this is really important. =)

The world knows this language by the name “Bhai log ki Hindi” but the fact is that almost 70% of Mumbaikars use this dialect. Boleto its Munna bhai waali Hindi =) Here we go…. :P :P

Apun ka naam Bijoy hai.. – Here, the word “Apun” means me. I’m referring to myself.. The whole sentence means – My name is Bijoy. Apun means “Mein” in Normal Hindi language.

Boleto means “Means” :P :P [Matlab]

Shaana means Smart Person. =) [Hoshiyar]

Fattu means Coward. =) [Darpok,Buzdil]

Satak le / kat le means Get Out =) [khisak le]

Locha means Problem =) [Duvidha, Sannkat]

Jakkaas means Excellent =) [Behetar/ Sabse Acha]

Ghoda means a Gun =) [Banduk/Pistol]

Maamu means a Traffic Cop :-) but here it even refers to anyone who can easily be fooled. =))

Lafda means Fight :-)

Kauwa means a crow but here it refers to a Mobile Phone =))

Shaanpatti means Showing off / Acting Smart.

Topi means Fraud. :P

Chhavvi means Girlfriend. :-)

Chikna means a good looking guy. ;-)

Talli Hona means drinking Alcohol ;-)

Sutta means a Cigarette. =)

Bablya means a bus driver or a Ticket Checker.

Vaat lagana means creating problem for someone :-) (taking revenge)

Dabba means a Police van or a Police Jeep

Thakkela means a weak person. ;-)

Lafda nai karneka means do not fight.. :P

Sulttana means to resolve an issue [Suljhana]

Mach Mach nai karneka refers to restricting someone from speaking nonsense or to restrict someone from speaking continuously. :-))

Dedh Shana is usually referred to a kid. But, in some situations it is also referred to a person whose level of knowledge is of a kid’s level.

Mandvalli / Maandvalli means to compromise.

While in train, you may hear people speaking on phone saying Apun fast me hai, it means he is travelling in Fast local. ;-)

Hari Patti usually means Money, But here, it directly refers to a Rs.500/- note which is usually green in color (Hari means green & pati means a note)

Bhidu means a Friend.. =)

Kaayoko means Why. [Kyun]

Mereko means Me. Example: Mereko pen chahiye means I need a pen.

Tereko means You, tumko / tujhko.

Saamaan means a weapon. Police usually use this word while interrogating criminals. ;-)

Aayela hai means Has come. Example: Apun idhar pehele Aayela hai.

Jaarela hai means going/leaving. Apun Jaarela hai.

Bhai means a brother. It also refers to a Leader of a gang. =)

Kaala Coat refers to a Lawyer or the Judge.

Baabu means a Minister. Usually it directly refers to the Prime Minister. Also referred as Delhi ka Baabu / Dilli me baithela baabu. :-)

Aag Ughalna means getting angry. Aaj teacher khali fokat ka Aag Ughalreli thi. :P :P

Now let me teach you some basic conversations. =))

Saala Apun ke Dimaag ke Palle kuch Padta ich nai. This means I don’t understand anything. =))

Apunki maa bolneki ke apun acha bacha hai. This means, my mother says I’m a good boy. =))

Dimaag ki maachis mat jala. This means, don’t irritate me. :P :P

Kalti maar saale. This means, you are warning someone to leave or get lost.

Dhande ke time pe khoti nai karneka. This means do not waste my business time. The time I spend at my work or for my business.

Saale ko match jeetneka Zulemaani keeda tha. This means, he wanted to win the game at any cost :P :P

Pantar log means a group of gangsters. Usually friends call there group as pantar log. =)

Saat pe gaadi rukeli hai kya. This means, he is asking you whether a train has not yet departed from Platform number 7 ;-)

Tu kaayeko itne der se khadela hai? This means he is asking you, why are you standing from so long time.

Mereko / Apunko yeda samjhela hai kya? This means, do you think I’m a fool. =))

Apunka uske saath Chatees ka Aankada chalrela hai. This means, our relations are not good.

That’s it guys.. pehele itna ich seekho.. =)) Hope you all liked it.. Request you guys to comment in typical Mumbaiya Hindi… I will correct you if you’re wrong. I’m damn perfect in this language. #Proud ;-)

$ 14,600,000,000,000 of US National Debt - How & Why?

$ 14,600,000,000,000 & increasing! This is the amount of US National Debt.

$ 50,000 is the debt per citizen.

$ 130,000 is the debt per tax payer.

$ 3,600,000,000,000 is the total of us federal spending.

$ 1,405,000,000,000 is the total us federal deficit.

The most surprising figure – Total US Debt – 55,000,000,000,000

Image found on Google Web

Do these figures in red color amaze you? What comes to your mind when you get to know that, statistically, every person in US has a debt of Rs.22,50,000/- in Indian Money terms.

This all started when a man dreamed of boosting US Economy, falsely. He dreamed that every citizen in US should own a car & a house, no matter he can afford it or not. Every US citizen should be able to maintain a high standard of living not matter he is worth it. No matter what happens, US economy should maintain the title “World’s Most Developed Economy.”

And to make this dream come true, he ordered every bank to grant as much as mortgage loans possible, so that the citizens of US may easily live a high standard life. Imagine how easy life would be when banks start giving you any amount of loans without checking if you are worth it or not.

Same thing happened in US. Everyone started purchasing all their desired stuff on loans. Furniture, Electric appliances, Electric fittings, Gadgets, costliest wrist watches, vehicles, CLOTHES, jewels, kitchen utensils every damn thing was purchased on loan. And so the dream of High Standard of Living came true. The Economy System was such that no one realized that they had to re-pay the loans later. The economy kept on boosting the purchasing power of every citizen.

But, as luck would have it, the outcome of such Economy System affected adversely with a BIG & MASSIVE Economy Slowdown/breakdown. This was 1^st reflected when the World’s richest bank “Lehman Brothers” filed for Insolvency / Bankruptcy under Chapter 5 of US Companies Act. Sharp investigations were made to find the reason of downfall of World’s richest Bank. These investigations revealed the truth soon. The Economy Experts & Researchers were called upon to find the solution to come out of this Recession. But it seems there has been no proper solution till date.

The US Economy fell deeper & deeper into the Recession when many other banks started filing for Bankruptcy. Problems increased day by day & everything reflected on The Wall Street.

HALF OF THE WORLD found that even they were into such Economy Disorder. China leads the group of countries which were under such conditions. India was also under such conditions but to a very small proportion. Soon, the recession fears spread all over the world and the respective stock markets started crashing. 2007 was the year of Global Meltdown where all the economies around the world corrected & fell sharply.

A few developing economies like India, which were partially or indirectly affected by the Global Meltdown started checking out for such domestic economy disorders. This is the main reason why India is not under Recession till date. But what worries me is the Realty Bubble in India. It is one of the symptoms of approaching recession. We are not under it still & I pray that we never fall under recession. Hope to see some better laws & regulations so that we remain away from Economic Slowdown.

How does this slowdown affect the Stock Markets? What is the reason for the Stock Markets crashing all of a sudden?

Now, 1^st let me clarify some things. Please do not believe the media which flashes news like “Investors lost 2,500,000 Crores of Rupees in today’s Stock Market Crash.” INVESTORS NEVER LOOSE MONEY. These are the most incorrect figures. I don’t know how they derive to this figure. Trade Settlement in India is done after 3 days (Trading + 2days). So how can they determine the amount of losses on the same day when markets crash?

Moreover, the only feasible way to calculate the amount of losses is – [Value of shares I held yesterday before the markets crashed, minus (-) Value of shares I hold today, after the markets crash.] This system is incorrect, as 1 might be holding the share purchased at a very low value & has sold the shares at some price after markets crashed but fairly above the price at which they purchased the shares. Investors end-up making profits even in the falling markets which the media wrongly terms it as a LOSS.

Now let me explain how the Global Stock Markets crashed on Friday, the 5^th August. S&P (Standard & Poor) a Credit Rating Agency, revised the rating for US markets to AA+ from AAA+. This led to a sudden collapse on The Wall Street (US Markets). The recession fears spread all over the Globe in no time. After the US markets closed, it was time for Europe to open the trade. As expected, all the European stock markets witnessed a sharp crash due to the same recession fears.

Now it was time for India to open the trade. Indian Markets are the most attractive across the globe. This is why foreign investors invest big money here as the risk reward ratio is very favorable in our markets. But at times, this adversely affects Indian Stock Markets when there is a bad news to follow. All the foreign investors start selling their holdings which create intense panic in Indian Markets. Moreover, our domestic investors also start squaring off their holdings even if there is a small bad news.

BSE registered 700 points crash in a single day on 5^th August. I would term this fall as senseless. The value fall might just be about 300 points. It fell by another 400 points because the Stock Brokers started squaring off the positions of clients having insufficient funds which in turn resulted in excess supply over demand. All this happened just because S&P revised & under-rated US economy. Why did our domestic investors sell their holdings when there was nothing really wrong with the Indian Economy?

But what can we do? Traders & Investors in India are really illiterate. Financial literacy lacks among Domestic traders & investors. Every one start selling their shares even if our Finance Minister sneezes. :P :P Indian traders & investors need to undergo proper Investors Awareness Programs.

India will not face Recession because as of now our Economy is growing at the pace of 8.5 percent plus. Surely there are a few concerns like Inflation, Corruption, Government Instability & a few more, but I hope & pray that we overcome these concerns to a great extent. 

Wishing everyone a very wealthy & prosperous life :-) Don’t worry Dost log.. Yehi hai Aankado ka Dhanda.. Ek din teji.. toh ek din Manda… :-)

Bijoy Momaya !!

A Short hindi joke on Black Money!

Hey Readers, 

Sharing a Email fwd on black money. :-) 

Got this pic on Internet.

 

सरकारी नाई ने बाल काटते समय कपिल सिब्बल से पूछा.. साहब यह स्विस बैंक वाला क्या लफड़ा है... सिब्बल चिल्लाये अबे तू बाल काट रहा है या इन्क्वारी कर रहा है .. ... नाई बोला सॉरी अब नहीं पूछूँगा... अगली बार नाई ने चिदम्बरम साहब से पूछा यह काला धन क्या होता है.. ...चिदम्बरम चिल्लाये और बोले तुम हमसे ये सावल क्यूँ पूछता है.. अगले दिन नाई से सी बी आई की टीम ने पूछताछ की... क्या तुम बाबा या अन्ना के एजेंट हो... नाई बोला नहीं साबजी.. तो फिर तुम बाल काटते वक़्त काग्रेस के नेताओं फालतू के सवाल क्यूँ करते हो..... नाई बोला साहब ना जाने क्यूँ स्विस बैंक और काले धन के नाम पर इन कांग्रेसियों के बाल खड़े हो जाते है और मुझे बाल काटने में आसानी हो जाती है....इसलिए पूछता रहता हूँ !!

 

Bijoy Momaya!!